Bend Homes under $400,000

Welcome to Bend, Oregon—a vibrant city nestled in the heart of Deschutes County, where stunning natural beauty meets a lively community spirit. Known for its breathtaking landscapes, Bend is a haven for outdoor enthusiasts, offering an array of recreational activities from hiking and biking to skiing and fishing. The Deschutes River flows through the city, providing a picturesque backdrop for leisurely strolls and adventurous water sports alike.

For those seeking a slice of this enchanting city without breaking the bank, there are charming homes available for under $400,000. These properties offer an excellent opportunity for first-time buyers, families, or anyone looking to invest in the thriving Bend real estate market. Imagine waking up in a cozy abode that combines affordability with the allure of Bend’s dynamic lifestyle.

Within this price range, you can find a variety of homes, including quaint single-family residences, townhouses, and even some condos, each reflecting the unique character of Bend. Many of these homes are conveniently located near local amenities, parks, and schools, making them ideal for both relaxation and recreation.

Bend is not just a place to live; it’s a community that embraces a love for the outdoors, a passion for local culture, and a commitment to a high quality of life. With homes under $400,000, the opportunity to call this stunning city your own is more accessible than ever. Come explore Bend and discover the perfect home that fits your lifestyle and budget!

Newest Bend Homes under $400,000

$315,000

3 Beds ⋅ 2 Baths ⋅ 220229558 MLS

Build your future and live on-site while you do it. This level .92-acre Deschutes River Woods lot already has the hard part done: water, power and septic in place, a 2-car garage, and a 24x36 (864 sq ft) shop with two large garage doors. The 1978 manufactured home has been lived in for years. It's rough and needs work, but it's livable, so live in it or rent it out while you plan your new build. You also get a fenced yard with a beautiful mature maple, covered front and back porches, and a certified woodstove. The value is in the land and the improvements, and they don't make land anymore. It's close to Brookswood Plaza (Farewell Market, Rancho South, JIA Asian Street Kitchen, Snap Fitness & more) with easy access to the Old Mill, Downtown Bend and the Deschutes River Trail. Tall pines, room for a shop, RV and toys, with the river and national forest minutes away. Hit Benham Falls, ski Mt. Bachelor, or be at the Old Mill in 15. Rural feel, Bend convenience.

60198 Cinder Butte Road, Bend

Listing courtesy of High Desert Realty, LLC.

1700 NE Wells Acres APT 31 Unit APT 31, Bend

$237,220

1 Beds ⋅ 1 Baths ⋅ 220229269 MLS

Updated Condo at Burning Tree Village in NE Bend. This condo has been updated throughout with laminate water proof flooring. Open floor plan with vaulted ceiling in living area. Nice single level end unit with an outdoor patio. Park-like setting with nice landscaping and nature watching right out side your front door. HOA fees include W/S/G.

1700 NE Wells Acres APT 31 Unit APT 31, Bend

Listing courtesy of Inner Mountain Property.

$342,000

3 Beds ⋅ 2 Baths ⋅ 220228850 MLS

Welcome to Southwest Bend's established Romaine Village neighborhood. The home features 3 Bedrooms, 1.5 Bath, laundry area, the home boasts 1440 square feet. The property boasts a detached over size 2 car garage, great garden area, 1 pear tree and 2 apple trees all on a .34 of an acre lot. Located just minutes from the Old Mill District, The Deschutes River, shopping, dining, and trails. Great opportunity to own in the southwest Bend area

60916 Ashford Drive, Bend

Listing courtesy of Ninebark Real Estate.

$399,000

3 Beds ⋅ 2 Baths ⋅ 220228898 MLS

This home has it all, it's just ready for a little TLC. 3 bedrooms, 2 full bathrooms, vaulted ceilings and a certified wood stove in an open floor plan. The flat lot provides excellent space, with numerous outbuildings: 2 sheds. greenhouse. an attached pull-through carport and an extra deep insulated garage. Schedule a showing today and start thinking about your vision for the property packed with potential.

19724 Volare Lane, Bend

Listing courtesy of Nexus 360 Realty.

1929 NW Monterey Pines 6 Drive UNIT 25 Unit UNIT 25, Bend

$310,000

2 Beds ⋅ 1 Baths ⋅ 220228889 MLS

What a fantastic location near the heart of Bend! Two level unit with both bedrooms located upstairs. Stack washer/dryer included. Recent interior paint!

1929 NW Monterey Pines 6 Drive UNIT 25 Unit UNIT 25, Bend

Listing courtesy of Cascade Hasson SIR.

57046 Peppermill Circle 26D Unit 26D, Bend

$90,000

3 Beds ⋅ 4 Baths ⋅ 220228832 MLS

Resort Living in Sunriver at a Fraction of the Cost! Enjoy all the benefits of a Sunriver getaway with this 20% deeded ownership--10 weeks per year. Ideally located near the Lodge, scenic bike trails, the Spa, Village shops and restaurants, and the Sunriver Market, this townhome offers convenience and easy access to everything Sunriver has to offer. Owners enjoy an array of on-site amenities, including a private clubhouse, swimming pool, bikes, exercise room, and tennis court--making it easy to relax, stay active, and enjoy the resort lifestyle. This is a rental-option home, offering flexibility for personal use and the opportunity to generate rental income when you're not enjoying your allotted weeks. A wonderful way to own a piece of Sunriver without the commitment and expense of full-time ownership. Enjoy these chosen weeks for 2026: 10/8-10/15, 10/15-10/22, 2027: 3/4-3/11, 3/11-3/18, 4/8-4/15, 5/20-5/27, 8/5-8/12, 8/26-9/2, 9/2-9/9, 10/28-11/4, 11/4-11/11, 12/30-1/6

57046 Peppermill Circle 26D Unit 26D, Bend

Listing courtesy of Sunriver Realty.

$375,000

3 Beds ⋅ 2 Baths ⋅ 220228231 MLS

Great opportunity to own your home or investment property in SW Bend! Set among towering pines on a large, sunny .26-acre lot at the end of a quiet cul-de-sac. This beautifully updated home offers comfortable living space with many possibilities. Recent updates include LVP flooring, interior paint, fixtures, LED lighting, electrical updates, updated bathrooms and a refreshed kitchen with new refrigerator and stove. The serviced HVAC and wood stove offer year-round comfort. Enjoy the large deck overlooking the private, fully fenced backyard. RV parking, carport and two secure shop areas provide excellent storage. Potential space for an ADU. Successful rental history and city mapping indicates short term rental eligibility. CC&Rs allow stick-built homes, adding flexibility for future plans. A fantastic opportunity to live, rent or rebuild.

60936 Aspen Lane, Bend

Listing courtesy of RE/MAX Key Properties.

$325,000

2 Beds ⋅ 2 Baths ⋅ 220227858 MLS

Enjoy privacy, space, and views on 4.42 acres bordering public land. The property includes an existing 2-bedroom, 2-bath manufactured home, offering a comfortable place to use now while you consider the possibilities. Keep it as-is, improve what is here, or explore options for building something new. With plenty of room for a shop, RVs, toys, animals, or simply more elbow room, this property offers the flexibility to make it your own. A private Central Oregon setting with mountain views, direct access to public land, and plenty of potential.

62888 Bend Road, Bend

Listing courtesy of High Desert Realty, LLC.

18575 SW Century Drive # 2133-2134 Unit # 2133-2134, Bend

$169,000

1 Beds ⋅ 2 Baths ⋅ 220227705 MLS

This 3rd floor condo features a second unit number (2133 and 2134), which enables the owner to lock-out and rent the whole unit, or just part of the unit, offering flexibility. The unit is currently being used as a short term rental, and is being sold fully furnished, for a seamless turnover. The granite counters, tile backsplash and updated cabinets give the unit an updated feel. 7th Mountain Resort offers everything you need to fill your recreational dreams. A pool, hot tub, weight room, tennis courts, minigolf and disc golf, Widgi Creek golf nearby, the Deschutes river just down the trail, and more. This is just about the closest lodging you can get to Mt. Bachelor. The HOA fee includes all utilities and exterior maintenance. Schedule your showing today!

18575 SW Century Drive # 2133-2134 Unit # 2133-2134, Bend

Listing courtesy of Nexus 360 Realty.

$270,000

4 Beds ⋅ 2 Baths ⋅ 220227577 MLS

STR Eligible per City of Bend eligibility map! No HOA! 0% Down Payment financing available! Bring your great ideas and snag this 4 bedroom, spacious home on a tree filled property for your next STR, long- term rental property or primary residence! Create your dream property tucked away at the end of a cul-de-sac in the city of Bend, Oregon. You will find the privacy that you have been looking for. This property is worth a close look! Roof is metal, windows are updated to vinyl double pane. Sold as-is. Bring your contractor, ideas, and vision to unlock the potential of this unique Bend property. No HOA fee. Option to buy a pass for the Romaine Village Clubhouse/Swimming Pool! Available by appointment only. Schedule with your favorite Realtor!

60948 Flint Lane, Bend

Listing courtesy of Knipe Realty ERA Powered.

1050 NE Butler Market Road APT 37 Unit APT 37, Bend

$298,000

2 Beds ⋅ 3 Baths ⋅ 220227500 MLS

Experience effortless townhome Central Oregon living in the desirable Cedar Creek community. The thoughtful design offers an ideal dual-primary layout, featuring two spacious upstairs suites, each complete with its own private ensuite bath, generous double closets and private deck. Downstairs, the open-concept main floor is designed for comfortable living and entertaining, features soaring vaulted ceilings with clear story windows for beautiful natural light, a cozy fireplace, and a conveniently located powder room. Efficient Mini split units in main living, and both bedrooms. Closely attached 2-car garage provides secure storage for vehicles and gear. Resort style amenities include a private pool, hot tub, clubhouse, tennis courts, and a dog park--Midtown is all just minutes from Pilot Butte State Viewpoint and trails, local eateries, shopping, and easy access to Bend Parkway. Perfect for dual-living, primary buyers, or a turnkey Bend getaway. Call today for a private showing.

1050 NE Butler Market Road APT 37 Unit APT 37, Bend

Listing courtesy of Sunriver Realty.

1050 NE Butler Market Road APT 29 Unit APT 29, Bend

$315,000

2 Beds ⋅ 3 Baths ⋅ 220227398 MLS

Ideally located in the heart of Bend, this townhome offers the perfect blend of easy living, convenience, and flexibility with two spacious primary suites, each featuring its own ensuite and private balcony access! The open and inviting floor plan features laminate flooring, a cozy electric fireplace, and a well-appointed kitchen with solid surface counters, newer cabinetry, stainless steel appliances, and an eat-at island. One primary suite includes multiple closets, a soaking tub, and walk-in shower, while the second offers a private bath with a walk-in shower. A double detached garage and ductless heating and cooling add everyday convenience, while the central location puts you close to Pilot Butte State Park, Bend River Promenade, shopping, dining, and recreation!

1050 NE Butler Market Road APT 29 Unit APT 29, Bend

Listing courtesy of Cascade Hasson SIR.

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